Future Loan

You need funds in order to realise your plans right now!

You may receive the Future loan, if:

  • You work under an employment contract without any term;
  • You have at least 6 months of work experience at the present place of work;
  • Your net monthly income is not less than the amount of the monthly loan instalment plus EUR 400.

Loan parameters

  • Amount – up to EUR 10 000 or the equivalent amount in USD
  • Repayment term – up to 5 years

Interest conditions

  • The annual interest rate is to the amount of 14%

Preferences

  • Preferential interest rate to the amount of 13%
    You enjoy preferences for the interest rate and fees, if you transfer your income to CCB.
  • Additional rebate in the interest rate for good clients that have at least one year of credit history at the bank.

Collateral

  • For a loan from EUR 200 to EUR 5 000 – one guarantor;
  • over EUR 5 000 – two guarantors.

What documents you are required to present

If you apply for a loan:

  • A copy of the employment contract;
  • An official note from the employer, the last slip or another income evidencing document;
  • A document for social security payments made;
  • A copy of the identity card.

For your guarantor:

  • An income evidencing document;
  • A document for social security payments made;
  • A copy of the identity card.

Upon your visit at the Bank branch you will have to complete the remaining forms. We will reply to your application within two work days after presentation of all the necessary documents.

How much will the loan cost to you?

  • Review fee – EUR 25;
  • One-off fee for loan administration
    - for loans up to 3 years – EUR 25;
    - for loans over 3 years – EUR 35.

The fees are collected upon the loan granting.

Additional information about issues, of interest to you, you may receive at 00357 2447757, write to us at: ccb_cyprus@ccbank.bg, s well as in the office of Central Cooperative Bank in Cyprus.

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